Union Plus Student Debt Navigator Powered by Savi
Struggling with monthly payments or confused about forgiveness options? WSTU members and their families have access to the Union Plus Student Debt Navigator, powered by Savi. This is a tool designed to help you lower your monthly payments, explore repayment options, and find forgiveness programs that fit your situation. Learn more at wstu571.bysavi.com.
What this Benefit Does for You
• Personalized repayment guidance: Savi analyzes your federal student loans to show your best repayment and forgiveness options.
• Loan payment reduction potential: Members who use Savi to manage their repayment options can see their monthly payment reduced by an average of $187 per month. That’s over $2,200 saved annually!
• Forgiveness eligibility evaluation: Millions of borrowers may qualify for federal forgiveness plans like Public Service Loan Forgiveness (PSLF). Almost all borrowers at WSTU are PSLF-eligible, meaning your loan balance could be forgiven after ten years of repayment.
• Free basic access: Any member can create a Savi DIY account and see repayment options at no cost; paid tiers offer deeper support such as 1:1 expert help and digitized application assistance.
Why This Matters for Our Members
In Illinois alone, over 39,000 residents have collectively received $2.8 billion in PSLF. For a state with an average student loan debt per borrower of $39,042, forgiveness can be entirely transformational. Before forgiveness, that debt can feel like a weight that shapes every financial decision, from whether you can afford to buy a home, start a family, or build savings. For union members who have dedicated their careers to public service, forgiveness is a benefit you've earned.
Federal student loan policy is also changing rapidly, and understanding how new rules affect your specific loans isn't easy. The Union Plus Student Debt Navigator cuts through the complexity, giving you a clear picture of your repayment options and helping you find the lowest monthly payment you qualify for.
Who Can Use It?
This benefit is available to all WSTU members and their family members including spouses, children, grandchildren, and parents.
Even if you don’t have student loans, your family members can take advantage of this support.
Get Started
Visit the Union Plus Student Debt Navigator, powered by Savi, to run your personalized loan analysis and explore repayment and forgiveness options today. WSTU members can visit wstu571.bysavi.com to get started.